Credit rating

发布时间:2016-09-18 13:57:17    点击:

  1. Product Overview

  (1) Product:the use of digital proprietary technology to the credit rating of social members to determine the subject of the integrity of the assessment level.

  (2) Product users:government、personal、enterprise、Industry associations and so on.

  (3) Product Application: can be used to determine the social integrity of a social scale, to meet the government and regulators to individuals and enterprises for credit management needs.

  2. Product logic diagram

  The logical structure of the product uses a good record and a bad record two-factor analysis. Firstly, a good record score is obtained by analyzing the company’s good records; Secondly, a bad record score is obtained by bad record analysis; finally, the enterprise’s credit rating is determined according to a certain standard by combing the basic credit score、good record score and bad record score.

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  3. Good Record Rating Element

  As a positive evaluation, Good Credit Record is a dimension to evaluate the credibility. The higher a good record score, the higher the credibility of the enterprise level. The Good Credit Record can be divided into two lower targets: Trustworthy Record and Honor Record.

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  4. Bad Record Rating Element

  As a negative evaluation, Bad Credit Record is the other dimension to evaluate the credibility. The higher a bad record score, the lower the credibility of the enterprise level. The Bad Credit Record can be divided into three lower targets: Illegal Record、Default Record and Violation Record.

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  5. Product Application

  The product meets the credit needs of the field of the integrity of government affairs、business integrity、social credibility and judicial credibility of the construction. Meanwhile, the product services credit market system, improving the social credit system mechanism, which focused on reward and punishment.